DISCLAIMERS FOR CRYPTO ASSET RATING WEBSITE

• THE INFORMATION CONTAINED IN OR LINKED TO THE CRYPTO ASSET RATING (“CRYPTO ASSET RATING”) WEBSITE IS FOR INFORMATION PURPOSES ONLY AND MAY NOT CONTAIN ALL THE RELEVANT INFORMATION REGARDING CRYPTO ASSET RATING OR ITS RATING METHODOLOGIES. THE CRYPTO ASSET RATING WEBSITE SHOULD NOT BE CONSIDERED A SOLICITATION, OFFER OR RECOMMENDATION FOR THE PURCHASE OR SALE OF ANY SECURITIES OR OTHER FINANCIAL PRODUCTS AND SERVICES DISCUSSED HEREIN. VIEWERS OF THIS WEBSITE WILL NOT BE CONSIDERED INVESTORS AND/OR CLIENTS OF CRYPTO ASSET RATING JUST BY VIRTUE OF ACCESS TO THIS WEBSITE. VISITORS TO CRYPTO ASSET RATING SITE SHOULD NOT CONSTRUE ANY DISCUSSION OR INFORMATION CONTAINED HEREIN AS PERSONALIZED ADVICE FROM CRYPTO ASSET RATING. CRYPTO ASSET RATING SHALL NOT BE LIABLE FOR ANY ERRORS OR INACCURACIES, REGARDLESS OF CAUSE, OR THE LACK OF TIMELINESS OF, OR FOR ANY DELAY OR INTERRUPTION IN, THE TRANSMISSION THEREOF TO THE WEBSITE USER.
• DECISIONS BASED ON INFORMATION CONTAINED ON THE CRYPTO ASSET RATING WEBSITE ARE THE SOLE RESPONSIBILITY OF THE PERSON VIEWING THE WEBSITE. IN EXCHANGE FOR UTILIZING THE INFORMATION ON THIS WEBSITE, THE VISITOR AGREES TO INDEMNIFY AND HOLD CRYPTO ASSET RATING, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS AND SUPPLIERS HARMLESS AGAINST ANY AND ALL CLAIMS, LOSSES, LIABILITY, COSTS AND EXPENSES (INCLUDING BUT NOT LIMITED TO ATTORNEYS’ FEES) ARISING FROM THE USE OF THIS WEBSITE, OR FROM ANY INVESTMENT DECISIONS THAT THE VIEWER MAKES BASED ON SUCH INFORMATION.
• PROSPECTIVE INVESTORS SHOULD READ IN DETAIL THE CRYPTO ASSET RATING WHITE PAPER, OFFERING MEMORANDUM AND OTHER RELEVANT DOCUMENTS (“OFFER DOCUMENTS”) AND SEEK INDEPENDENT LEGAL AND FINANCIAL ADVICE, OR INDEPENDENTLY RESEARCH AND VERIFY ANY INFORMATION THAT THEY FIND ON THE CRYPTO ASSET RATING WEBSITE OR IN THE OFFER DOCUMENTS FOR THE PURPOSE OF MAKING AN INVESTMENT DECISION OR OTHERWISE. THE WEBSITE OR THE OFFER DOCUMENTS DO NOT CONTAIN ANY LEGAL OR FINANCIAL ADVICE AND POTENTIAL INVESTORS SHOULD REFER TO THE APPLICABLE PROVISIONS OF THE SECURITIES LEGISLATION IN THEIR RESPECTIVE JURISDICTION FOR THE PURPOSE OF THE INVESTMENT OR CONSULT WITH A LEGAL AND FINANCIAL ADVISOR.
• PROSPECTIVE INVESTORS SHOULD READ THE CRYPTO ASSET RATING OFFER DOCUMENTS CAREFULLY BEFORE INVESTING IN CRYPTO ASSET RATING TOKENS AND SHOULD BE AWARE THAT INVESTMENT IN CRYPTO ASSET RATING INVOLVES A HIGH DEGREE OF RISK. PEASE READ THE SECTIONS IN THE OFFER DOCUMENTS ENTITLED “RISK FACTORS”, “NOTICE TO INVESTORS” AND “TRANSFER RESTRICTIONS” FOR A DISCUSSION OF RISKS AND OTHER FACTORS WHICH SHOULD BE CONSIDERED PRIOR TO ANY INVESTMENT IN CRYPTO ASSET RATING.
• THE CRYPTO ASSET RATING TOKENS ARE BEING OFFERED ONLY IN THOSE JURISDICTIONS WHERE THEY MAY BE LAWFULLY PERMITTED TO BE OFFERED FOR SALE AND THEREIN ONLY TO THOSE PERSONS TO WHOM THEY MAY BE LAWFULLY OFFERED FOR SALE. PROSPECTIVE INVESTORS SHOULD INFORM THEMSELVES AS TO THE LEGAL REQUIREMENTS AND TAX CONSEQUENCES WITHIN THE COUNTRIES OF THEIR CITIZENSHIP, RESIDENCE, DOMICILE, AND PLACE OF BUSINESS WITH RESPECT TO THE ACQUISITION, HOLDING, OR DISPOSAL OF CRYPTO ASSET RATING TOKENS, AND ANY FOREIGN EXCHANGE RESTRICTIONS THAT MAY BE RELEVANT THERE TO THE DISTRIBUTION OF OFFER DOCUMENTS, AND THE OFFER AND SALE OF CRYPTO ASSET RATING TOKENS IN CERTAIN JURISDICTIONS MAY BE RESTRICTED BY LAW. THIS OFFER BY CRYPTO ASSET RATING DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY IN ANY COUTRY, STATE OR JURISDICTION TO ANY PERSON TO WHOM IT IS UNLAWFUL TO MAKE SUCH AN OFFER OR SOLICITATION IN SUCH COUNTRY, STATE OR JURISDICTION, ESPECIALLY IN CHINA, SOUTH KOREA, MACAU, RUSSIA AND DUBAI.
• THE OFFERING BY CRYPTO ASSET RATING OF CRYPTO ASSET RATING TOKENS HAVE NOT BEEN AND WILL NOT BE REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933, OR ANY EUROPEAN UNION OR UNITED STATES STATE BLUE SKY SECURITIES LAWS OR THE SINGAPORE SECURITIES LAWS OR THE SECURITIES LAWS OF CAYMAN ISLANDS OR THE LAWS OF ANY OTHER JURISDICTION. THE INTERESTS WILL BE OFFERED AND SOLD UNDER EXEMPTIONS UNDER THE LAWS OF THE JURISDICTIONS WHERE THE OFFERING WILL BE MADE. CONSEQUENTLY, INVESTORS WILL NOT BE AFFORDED THE PROTECTIONS OF THOSE LAWS.
• THE OFFER OF CRYPTO ASSET RATING TOKENS IN THE UNITED STATES IS BEING MADE PURSUANT TO RULE 506(C) OF REGULATION D OF THE SECURITIES ACT AND PARTICIPATION IN THE OFFERING IS LIMITED TO (I) INSIDE THE UNITED STATES TO “ACCREDITED INVESTORS” (AS DEFINED UNDER THE SECURITIES ACT, RULE 506 OF REGULATION D) CONSIDERED “A SAFE HARBOR’ FOR THE PRIVATE OFFERING EXEMPTION OF SECTION 4(A)(2) OF THE SECURITIES ACT OF 1933 AS AMENDED AND (II) NON-U.S. PERSONS (AS DEFINED IN SECTION 902 OF REGULATION SUNDER THE SECURITIES ACT) IN AN OFFSHORE TRANSACTION IN RELIANCE ON REGULATION S OF THE SECURITIES ACT OF 1933.
• PROSPECTIVE INVESTORS SHOULD MAKE THEIR OWN INVESTIGATIONS AND EVALUATIONS OF CRYPTO ASSET RATING, INCLUDING THE MERITS AND RISKS INVOLVED IN AN INVESTMENT IN CRYPTO ASSET RATING.
• THE TOKEN HAS NOT BEEN REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND, ACCORDINGLY, MAY NOT BE OFFERED, SOLD, PLEDGED, OR OTHERWISE TRANSFERRED WITHIN THE UNITED STATES OR TO, OR FOR THE ACCOUNT OR BENEFIT OF, U.S. PERSONS, EXCEPT AS SET FORTH IN THE FOLLOWING SENTENCE. BY ITS ACQUISITION HEREOF OR OF A BENEFICIAL INTEREST HEREIN, THE HOLDER:

  1. AGREES THAT IT WILL NOT RESELL OR OTHERWISE TRANSFER THIS SECURITY, EXCEPT (A) IF IT IS A U.S. PERSON, UNTIL THE FIRST ANNIVERSARY OF THE ISSUANCE OF THE VAULTBANK TOKENS AND THEN NOT TO ANY U.S. PERSON (AS DEFINED IN REGULATIONS) UNLESS THEY SELL ALL OF THEIR VAULTBANK TOKENS TO A SINGLE U.S. PERSON; (B) IF IT IS A NON-U.S. PERSON OUTSIDE THE UNITED STATES IN AN OFFSHORE TRANSACTION IN COMPLIANCE WITH RULE 903 OR RULE 904 UNDER THE SECURITIES ACT AND SUBJECT TO COMPLIANCE WITH APPLICABLE LAWS IN OTHER JURISDICTIONS; (C) TO VAULTBANK

  PURSUANT TO THE REDEMPTION DESCRIBED IN THE OFFERING MEMORANDUM; OR (D) PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT AND, IN EACH CASE, IN ACCORDANCE WITH APPLICABLE STATE AND LOCAL SECURITIES LAWS, AND

  2. AGREES THAT IT WILL DELIVER TO EACH PERSON TO WHOM THIS SECURITY OR AN INTEREST HEREIN IS TRANSFERRED (OTHER THAN A TRANSFER PURSUANT TO CLAUSE (I)(D) ABOVE) A NOTICE SUBSTANTIALLY TO THE EFFECT OF THIS LEGEND.

• CRYPTO ASSET RATING WILL NOT PROVIDE RATINGS FOR ANY TOKENS WHICH ARE LABELED OR MARKED AS A ‘CRYPTOCURRENCY’ OR FOR ANY TOKEN WHICH IS FULLY DECENTRALIZED. CRYPTO ASSET RATING MAY DECLINE TO PROVIDE RATINGS FOR A PARTICULAR DIGTIAL ASSET IN ITS SOLE DISCRETION.
• CRYPTO ASSET RATING IS NOT A BROKER-DEALER OR PLACEMENT AGENT. AT NO TIME DOES CRYPTO ASSET RATING OFFER, BROKER, ADVISE, PURCHASE, SELL OR OTHERWISE TRANSACT IN SECURITIES REGULATED BY THE SEC OR FEDERAL OR STATE LAW. CRYPTO ASSET RATING IS NOT A PERSONAL FINANCIAL ADVISOR. CRYPTO ASSET RATING, WHETHER THROUGH THE WEBSITE OR OTHERWISE, DOES NOT PROVIDE PERSONAL FINANCIAL ADVICE, LOANS OR CREDIT, BANKING, CONSUMER CREDIT RATINGS, CREDIT DECISIONS, FINANCIAL PRODUCTS, BROKERAGE ACCOUNTS, INSURANCE, TAX ADVICE, LEGAL ADVICE, OR FINANCIAL OR LEGAL SERVICES OF ANY KIND. CRYPTO ASSET RATING TAKES A STANDARD FEE FOR FEATURING AN CRYPTO ASSET ON THE PLATFORM, HOWEVER, SUCH FEE DOES NOT HAVE ANY EFFECT ON THE RATING PROVIDED FOR SUCH CRYPO RATING. EVEN IF FEATURED ON THE PLATFORM, UNLESS EXPRESSLY STATED OTHERWISE, WE DO NOT PROVIDE ENDORSEMENT TO ANY CAPITAL OR INVESTMENT OPPORTUNITY, INITIAL COIN OFFERING, TOKENS OR ANY OTHER DIGITAL ASSET.
• For more information, please read our Private Placement Document (Offering Memorandum)
• For more information, please read Token Purchase Agreement